Compare loans by what you’ll really pay
Set your amount and tenure, filter by the collateral you can offer, and we’ll rank every product by true cost — interest plus processing, legal and valuation fees.
- 1NSNational Savings BankHousing Loan
- Rate
- 10.75%–13%
- Monthly
- LKR 152,284
- Upfront fees
- LKR 127,500
- True cost
- LKR 36,675,742
Every charge
Processing fee 0.5% (min LKR 5,000) LKR 75,000 Legal / documentation LKR 40,000 Valuation LKR 12,500 Total upfront LKR 127,500 Total interest over 20 yrs LKR 21,548,242 Early settlement 2% of outstanding LKR 300,000* * if settled on day one; less as the balance falls.
Limits
- Max amount LKR 50,000,000
- Max tenure 25 yrs
- Rate range 10.75% – 13%
What it’s for
Buy, build, complete or renovate a home, or buy land to build on.
Documents to bring
- NIC
- Proof of income
- Title deeds & survey plan
- Approved building plan
- BOQ / estimate
Rate shown is the lowest the bank offers; your rate depends on your profile.
- 2BOBank of CeylonHousing Loan
- Rate
- 11%–13.5%
- Monthly
- LKR 154,828
- Upfront fees
- LKR 135,000
- True cost
- LKR 37,293,782
Every charge
Processing fee 0.5% (min LKR 5,000) LKR 75,000 Legal / documentation LKR 45,000 Valuation LKR 15,000 Total upfront LKR 135,000 Total interest over 20 yrs LKR 22,158,782 Early settlement 2% of outstanding LKR 300,000* * if settled on day one; less as the balance falls.
Limits
- Max amount LKR 50,000,000
- Max tenure 25 yrs
- Rate range 11% – 13.5%
What it’s for
Buy, build, complete or renovate a home, or buy land to build on.
Documents to bring
- NIC
- Proof of income
- Title deeds & survey plan
- Approved building plan
- BOQ / estimate
Rate shown is the lowest the bank offers; your rate depends on your profile.
- 3CoCommercial Bank of CeylonHousing Loan
- Rate
- 11.25%–13.75%
- Monthly
- LKR 157,388
- Upfront fees
- LKR 180,000
- True cost
- LKR 37,953,217
Every charge
Processing fee 0.75% (min LKR 5,000) LKR 112,500 Legal / documentation LKR 50,000 Valuation LKR 17,500 Total upfront LKR 180,000 Total interest over 20 yrs LKR 22,773,217 Early settlement 2% of outstanding LKR 300,000* * if settled on day one; less as the balance falls.
Limits
- Max amount LKR 50,000,000
- Max tenure 25 yrs
- Rate range 11.25% – 13.75%
What it’s for
Buy, build, complete or renovate a home, or buy land to build on.
Documents to bring
- NIC
- Proof of income
- Title deeds & survey plan
- Approved building plan
- BOQ / estimate
Rate shown is the lowest the bank offers; your rate depends on your profile.
- 4HNHatton National BankHousing Loan
- Rate
- 11.5%–14%
- Monthly
- LKR 159,964
- Upfront fees
- LKR 185,000
- True cost
- LKR 38,576,467
Every charge
Processing fee 0.75% (min LKR 5,000) LKR 112,500 Legal / documentation LKR 55,000 Valuation LKR 17,500 Total upfront LKR 185,000 Total interest over 20 yrs LKR 23,391,467 Early settlement 2% of outstanding LKR 300,000* * if settled on day one; less as the balance falls.
Limits
- Max amount LKR 50,000,000
- Max tenure 25 yrs
- Rate range 11.5% – 14%
What it’s for
Buy, build, complete or renovate a home, or buy land to build on.
Documents to bring
- NIC
- Proof of income
- Title deeds & survey plan
- Approved building plan
- BOQ / estimate
Rate shown is the lowest the bank offers; your rate depends on your profile.
- 5DFDFCC BankHousing Loan
- Rate
- 11.75%–14%
- Monthly
- LKR 162,556
- Upfront fees
- LKR 177,500
- True cost
- LKR 39,190,954
Every charge
Processing fee 0.75% (min LKR 5,000) LKR 112,500 Legal / documentation LKR 50,000 Valuation LKR 15,000 Total upfront LKR 177,500 Total interest over 20 yrs LKR 24,013,454 Early settlement 2.5% of outstanding LKR 375,000* * if settled on day one; less as the balance falls.
Limits
- Max amount LKR 50,000,000
- Max tenure 25 yrs
- Rate range 11.75% – 14%
What it’s for
Buy, build, complete or renovate a home, or buy land to build on.
Documents to bring
- NIC
- Proof of income
- Title deeds & survey plan
- Approved building plan
- BOQ / estimate
Rate shown is the lowest the bank offers; your rate depends on your profile.