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19 products · 9 banks

Compare loans by what you’ll really pay

Set your amount and tenure, filter by the collateral you can offer, and we’ll rank every product by true cost — interest plus processing, legal and valuation fees.

Matching products6
Best rate12%
Lowest monthlyLKR 44,489
Shopping around savesLKR 56,035

Personal · LKR 2,000,000 · 5 yrs

Demo data · rates are illustrative, not quotes from the banks
  1. 1HN
    Hatton National BankPersonal Loan
    Lowest true costFloatingNo collateralGuarantors
    Rate
    12%–14.75%
    Monthly
    LKR 44,489
    Upfront fees
    LKR 30,000
    True cost
    LKR 2,699,334

    Every charge

    Processing fee1.5% (min LKR 5,000)LKR 30,000
    Legal / documentationLKR 0
    ValuationLKR 0
    Total upfrontLKR 30,000
    Total interestover 5 yrsLKR 669,334
    Early settlement3% of outstandingLKR 60,000*

    * if settled on day one; less as the balance falls.

    Limits

    • Max amount LKR 10,000,000
    • Max tenure 7 yrs
    • Rate range 12% – 14.75%

    What it’s for

    Any personal need — education, medical, home improvements or consolidating costlier debt.

    Documents to bring

    • NIC
    • Last 3 salary slips
    • 6 months bank statements
    • Employer confirmation letter

    Rate shown is the lowest the bank offers; your rate depends on your profile.

  2. 2Co
    Commercial Bank of CeylonPersonal Loan
    FloatingNo collateralGuarantors
    Rate
    12.25%–15%
    Monthly
    LKR 44,742
    Upfront fees
    LKR 25,000
    True cost
    LKR 2,709,518
    +LKR 10,185 vs best

    Every charge

    Processing fee1.25% (min LKR 5,000)LKR 25,000
    Legal / documentationLKR 0
    ValuationLKR 0
    Total upfrontLKR 25,000
    Total interestover 5 yrsLKR 684,518
    Early settlement2% of outstandingLKR 40,000*

    * if settled on day one; less as the balance falls.

    Limits

    • Max amount LKR 10,000,000
    • Max tenure 7 yrs
    • Rate range 12.25% – 15%

    What it’s for

    Any personal need — education, medical, home improvements or consolidating costlier debt.

    Documents to bring

    • NIC
    • Last 3 salary slips
    • 6 months bank statements
    • Employer confirmation letter

    Rate shown is the lowest the bank offers; your rate depends on your profile.

  3. 3Sa
    Sampath BankPersonal Loan
    FixedNo collateralGuarantors
    Rate
    12.5%–15.25%
    Monthly
    LKR 44,996
    Upfront fees
    LKR 20,000
    True cost
    LKR 2,719,753
    +LKR 20,419 vs best

    Every charge

    Processing fee1% (min LKR 5,000)LKR 20,000
    Legal / documentationLKR 0
    ValuationLKR 0
    Total upfrontLKR 20,000
    Total interestover 5 yrsLKR 699,753
    Early settlement2.5% of outstandingLKR 50,000*

    * if settled on day one; less as the balance falls.

    Limits

    • Max amount LKR 10,000,000
    • Max tenure 7 yrs
    • Rate range 12.5% – 15.25%

    What it’s for

    Any personal need — education, medical, home improvements or consolidating costlier debt.

    Documents to bring

    • NIC
    • Last 3 salary slips
    • 6 months bank statements
    • Employer confirmation letter

    Rate shown is the lowest the bank offers; your rate depends on your profile.

  4. 4BO
    Bank of CeylonPersonal Loan
    FixedNo collateralGuarantors
    Rate
    12.5%–15%
    Monthly
    LKR 44,996
    Upfront fees
    LKR 20,000
    True cost
    LKR 2,719,753
    +LKR 20,419 vs best

    Every charge

    Processing fee1% (min LKR 5,000)LKR 20,000
    Legal / documentationLKR 0
    ValuationLKR 0
    Total upfrontLKR 20,000
    Total interestover 5 yrsLKR 699,753
    Early settlement3% of outstandingLKR 60,000*

    * if settled on day one; less as the balance falls.

    Limits

    • Max amount LKR 10,000,000
    • Max tenure 7 yrs
    • Rate range 12.5% – 15%

    What it’s for

    Any personal need — education, medical, home improvements or consolidating costlier debt.

    Documents to bring

    • NIC
    • Last 3 salary slips
    • 6 months bank statements
    • Employer confirmation letter

    Rate shown is the lowest the bank offers; your rate depends on your profile.

  5. 5PB
    People's BankPersonal Loan
    FixedNo collateralGuarantors
    Rate
    12.75%–15.5%
    Monthly
    LKR 45,251
    Upfront fees
    LKR 20,000
    True cost
    LKR 2,735,036
    +LKR 35,702 vs best

    Every charge

    Processing fee1% (min LKR 5,000)LKR 20,000
    Legal / documentationLKR 0
    ValuationLKR 0
    Total upfrontLKR 20,000
    Total interestover 5 yrsLKR 715,036
    Early settlement3% of outstandingLKR 60,000*

    * if settled on day one; less as the balance falls.

    Limits

    • Max amount LKR 10,000,000
    • Max tenure 7 yrs
    • Rate range 12.75% – 15.5%

    What it’s for

    Any personal need — education, medical, home improvements or consolidating costlier debt.

    Documents to bring

    • NIC
    • Last 3 salary slips
    • 6 months bank statements
    • Employer confirmation letter

    Rate shown is the lowest the bank offers; your rate depends on your profile.

  6. 6Se
    Seylan BankPersonal Loan
    FixedNo collateralGuarantors
    Rate
    13%–16%
    Monthly
    LKR 45,506
    Upfront fees
    LKR 25,000
    True cost
    LKR 2,755,369
    +LKR 56,035 vs best

    Every charge

    Processing fee1.25% (min LKR 5,000)LKR 25,000
    Legal / documentationLKR 0
    ValuationLKR 0
    Total upfrontLKR 25,000
    Total interestover 5 yrsLKR 730,369
    Early settlement3% of outstandingLKR 60,000*

    * if settled on day one; less as the balance falls.

    Limits

    • Max amount LKR 10,000,000
    • Max tenure 7 yrs
    • Rate range 13% – 16%

    What it’s for

    Any personal need — education, medical, home improvements or consolidating costlier debt.

    Documents to bring

    • NIC
    • Last 3 salary slips
    • 6 months bank statements
    • Employer confirmation letter

    Rate shown is the lowest the bank offers; your rate depends on your profile.

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