19 products · 9 banks

Compare loans by what you’ll really pay

Set your amount and tenure, filter by the collateral you can offer, and we’ll rank every product by true cost — interest plus processing, legal and valuation fees.

Matching products2
Best rate12%
Lowest monthlyLKR 61,785
Shopping around savesLKR 83,941

SME Term · LKR 3,500,000 · 7 yrs

Demo data · rates are illustrative, not quotes from the banks
  1. 1BO
    Bank of CeylonSME Term Loan
    Lowest true costFixedProperty mortgageThe asset itself
    Rate
    12%–14.75%
    Monthly
    LKR 61,785
    Upfront fees
    LKR 80,000
    True cost
    LKR 5,269,903

    Every charge

    Processing fee1% (min LKR 5,000)LKR 35,000
    Legal / documentationLKR 30,000
    ValuationLKR 15,000
    Total upfrontLKR 80,000
    Total interestover 7 yrsLKR 1,689,903
    Early settlement2% of outstandingLKR 70,000*

    * if settled on day one; less as the balance falls.

    Limits

    • Max amount LKR 10,000,000
    • Max tenure 7 yrs
    • Rate range 12% – 14.75%

    What it’s for

    Long-term investment — machinery, premises or expansion projects.

    Documents to bring

    • Business registration
    • Project report with cash flow projections
    • 2 years financial statements
    • Quotations for the asset

    Rate shown is the lowest the bank offers; your rate depends on your profile.

  2. 2DF
    DFCC BankSME Term Loan
    FloatingProperty mortgageThe asset itself
    Rate
    12.5%–15%
    Monthly
    LKR 62,724
    Upfront fees
    LKR 85,000
    True cost
    LKR 5,353,844
    +LKR 83,941 vs best

    Every charge

    Processing fee1% (min LKR 5,000)LKR 35,000
    Legal / documentationLKR 35,000
    ValuationLKR 15,000
    Total upfrontLKR 85,000
    Total interestover 7 yrsLKR 1,768,844
    Early settlement2% of outstandingLKR 70,000*

    * if settled on day one; less as the balance falls.

    Limits

    • Max amount LKR 10,000,000
    • Max tenure 7 yrs
    • Rate range 12.5% – 15%

    What it’s for

    Long-term investment — machinery, premises or expansion projects.

    Documents to bring

    • Business registration
    • Project report with cash flow projections
    • 2 years financial statements
    • Quotations for the asset

    Rate shown is the lowest the bank offers; your rate depends on your profile.

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